Special circumstances

Help in special circumstances

Had a setback ? An illness, or a divorce? Non-conforming lenders may be the answer. Your situation will be assessed on its merits and your ability to “get back on your feet”.

Non-conforming loans are typically offered by specialist lenders, who focus on lending to those borrowers who don’t fit within certain lending policies or borrowers who are often refused credit by a bank. Because mortgage insurers will not insure these loans, the lenders will instead apply a ‘risk fee’. Specialist lenders will often allow a large number of unsecured debts to be consolidated into the new loan.